You’re working hard to save for your family’s future. You need to create a plan that helps you save enough money and put it in the right accounts to minimize taxes and reach your goals faster.
You’re switching jobs, selling your business, or experiencing a change in your personal life due to a death or divorce. You need to reevaluate your investment strategy and plan next steps.
You’ve reached your financial goals. You need a strategy to withdraw your money in the most tax efficient way possible, to protect and pass more of your wealth down to future generations.
At Bay Point Wealth, your financial well-being is as important to us as it is to you. You need a plan to get started on your personal journey, but plans are only successful when they’re put into action. Our wealth management firm strives to understand you and your goals, so we can not only help you create a customized plan but also help you implement it—and adapt to the inevitable changes along the way.
The best financial decisions for you depend on your unique values, circumstances, and goals. Our fiduciary financial advisors strive to understand your needs completely and put you first every step of the way. We will create a road map for your financial journey.
As a fee-only firm, we don’t take commissions. Our job is simply to help you reach your goals in the way that’s right for you. We also incorporate investment and tax strategies into your financial plan to help you grow your wealth faster—and hold onto more of it.
You invest to grow your wealth—not to line the pockets of a broker. We use low-cost, tax-efficient investment strategies backed by research and tailored to your personal financial goals. We will look for every opportunity to reduce costs and minimize taxes on your investments. (You’ll never hear us say we’re going to try to “beat the market!”)
As a fiduciary wealth management firm, we have your best interests in mind. We’ll suggest investments that fit your circumstances, at a risk level that you’re comfortable with, and give you all of the information you need to make sound financial decisions.
It’s easy to overlook how your financial planning and investment decisions can affect your taxes, which means you may be leaving money on the table.
Our fiduciary financial advisors are trained to look at the big picture in a way that puts the most money possible back into your pocket at tax time. We’ll work with you to choose strategies that fit your needs, whether that includes increasing upfront tax deductions, growing your wealth tax free, or taking advantage of different tax rates.
Bay Point Wealth is a fee-only firm, which means we don’t take commissions—but we do take a transparent, cost-effective approach to managing your money. We offer financial planning and tax services for a fixed fee, and investment services for a fee based on your assets.
The best part? Our fiduciary financial advisors will never send you a bill for a phone call or a question.
