Financial Planning
For Your Future

Some of the most common questions our clients ask are, “Will we have enough money when we retire?” and “How can we pass our wealth down to future generations?”

It can be tough to see how all the different pieces of your financial picture fit together to support your goals, especially if you’re going through a life transition like retirement, a career change, the death of a loved one, or the sale of a business.

You may wonder if you’re saving enough money or investing it the right way to reach your retirement objectives. You may also question whether you’re missing out on opportunities to reduce your tax bill when you’re saving for the future or withdrawing funds during your golden years. Personal and family financial planning will shed light on these unknowns and help you navigate the bumps in the road along the way.

A Financial Plan Built For Your Life

At Bay Point Wealth, we have answers to your financial questions. We’re here to help you create a plan, and stay on track.

Big Picture Thinking With You At The Center

There are an overwhelming number of options for saving, investing, and protecting your wealth so it will last a lifetime. We believe the best financial strategies blend personal financial planning, investment management, and tax planning, to help you achieve your objectives faster and hold onto as much of your wealth as possible. That’s why our team of experts includes Certified Financial Planners, Certified Public Accountants, and Chartered Financial Analysts.

Everyone’s financial situation is unique, and we’ll make sure we understand yours deeply before we recommend a course of action. As a fee-only fiduciary firm, we’ll put your interests first every step of the way. 

Our Financial Planning Process

When you work with Bay Point Wealth, you play an active role in the personal or family financial planning process. We start with a free consultation, and if you’d like to move forward, we create your plan together. Here’s how it works:

• We’ll assess your current situation first. We conduct an integrated review of your financial life, including your investments, taxes, insurance, and estate plan.

• We’ll explore various financial projections. Our sophisticated software visually demonstrates whether you’ll have enough assets or income to reach your financial goals and last you throughout your lifetime. We’ll work through scenarios together until we land on one that fits your needs.

• We’ll help you put your plan into action. Our goal is for you to leave our office with a clear picture of your financial future. We can implement your plan and help guide you along the way as you take retirement distributions, plan for taxes, plan your estate, and figure out your insurance needs. We can also manage your investment portfolio. And, we’ll check in regularly, remaining ready to adjust your plan based on your current life circumstances.

*Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Bay Point does not serve as an attorney, accountant, or insurance agent. Bay Point does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, Bay Point’s affiliate can also be engaged to provide tax preparation services as discussed in its written Disclosures.

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